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VOLUME 3,ISSUE 10,October,2016

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Author Names : Dr. Mateen Ahmed Siddiqui Professor, Deccan School of Management, Hyderabad

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Author Names : RAM MURTI ASSISTANT PROFESSOR OF COMMERCE G .M.N.COLLEGE AMBALA CANTT

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Author Names : Dr. Chiman lal, Astt. Prof. of Political Science S.D.College, (Lahore) Ambala Cantt.

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Author Names : Neha Yadav1, Dr.Chhote Lal2 Department of English 1,2OPJS University, Churu (Rajasthan)

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Author Names : EKECHUKWU CHIJIOKE Banking and Finance Department, Faculty of Management Sciences Enugu State University of Science and Technology, Enugu, Nigeria. ONU, DOMINIC CHIKWELU Banking and Finance Department, Faculty of Management Sciences Enugu State University of Science and Technology, Enugu, Nigeria. MBAH PAULINUS CHIGOZIE Business Administration Department Faculty of Management Sciences Enugu State University of Science and Technology, Enugu, Nigeria.