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VOLUME 4,Issue 12,December,2017

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Author Names : Amadi, Richard Nlemanya Ph.D Department of Mass Communication, Rivers State University, Nkpolu-Oroworukwo, Port Harcourt

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Author Names : NaminaVig GGSIET College of Commerce, Tamilnadu

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Author Names : Gurmeet Kaur, Assistant Professor, Dyal Singh College, Karnal

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Author Names : Raman Kumar Mishra, Research Scholar Department of Commerce Shri Venkateshwara University, Gajraula (U.P.) – India

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Author Names : RUDO MATSIKA MANYIMA Lecturer, Midlands State University, Department of Insurance and Risk Management, Gweru, Zimbabwe ALEX MARUFU Lecturer, Midlands State University, Faculty of Commerce, Marketing Management Department, Gweru, Zimbabwe