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VOLUME 3,ISSUE 4,April2015

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Author Names : Benjamin Mordedzi[Lecturer, Business Education, MPhil, B.Com (Hon), Dip Ed, Dip Bus Ed (Accounting)] Department of Accounting Studies Education University of Education, Winneba P. O. Box 1277, Kumasi, Ghana

Author Names : KRISHNA KANT MISHRA, Academician

Author Names : Dr. S.V. Srinivasa Sastry* * The author has been working as an employee in Primary Education

Author Names : Prof.B.Vijaya Dept.of Commerce, Gulbarga University Gulbarga. Sangashetty Shetkar Research scholar, Gulbarga University Gulbarga

Author Names : Di Wang, President Shenyang Changbaixilu branch of Bank of China

Author Names : Marta Elisete Ventura da Motta Universityof Caxias do Sul, GraduateProgram in Management Caxias do Sul, Brazil Maria Emilia Camargo University of Caxias do Sul, Graduate Program in Management Caxias do Sul, Brazil Guilherme Cunha Malafaia Universityof Caxias do Sul, GraduateProgram in Management Cax

Author Names : Anshu Singh Assistant Professor BanarsidasChandiwala Institute of Information Technology (affiliated to GGSIP University)

Author Names : Dr. PL. SENTHIL Research Advisor Department of Commerce Jamal Mohamed College, Trichy-20 S.GOPI Research Scholar Department of Commerce Jamal Mohamed College, Trichy-20

Author Names : Mrs. S.Jaishree Assistant professor in Management Hindusthan college of arts and science, Coimbatore.

Author Names : M Shehbaz Qasim Research Scholar Shri Venkateshwara University 8920, Naya Mohalla, Pul Bangash, Azad Market, Delhi 110006

Author Names : Dr. Mukku Syam Babu M.Com., M.Phil., Ph.D., Lecturer in Commerce Government Degree College, Razole East Godavari dist. AP.

Author Names : Dr.B.Percy Bose, Associate professor and Head, Department of MFA, Jyoti Nivas College Autonomous Bangalore

Author Names : Ms. Anbu Arumugam, Assistant Professor, Department of Public Administration, Annamalai University, India (Young Scholar 2013; Founders Fellow 2014)

Author Names : Prof. Yogesh Ramdas Raut Assistant Professor Sinhgad School of Business Studies, Narhe, Pune -41 Dr.Avinash M. Sahurkar Designation: Associate Professor LokMahavidyalaya, Wardha

Author Names : Dr. Shashi Punam Assistant Professor, Career Point University, Tikker, Hamirpur ( H.P.)

Author Names : Prof. (Dr). Shabir A. Bhat Dean Faculty of Commerce & Management Studies, University of Kashmir, Hazratbal, Srinagar Kashmir-190006 Qurat-ul-Ain Shah Research Scholar The Business School, University of Kashmir, Srinagar.

Author Names : Dr. Aisha M Sheriff, Professor, Bahadur Institute of Management Sciences, University of Mysore, Mysore Swathi.S, Research scholar, Bahadur Institute of Management Sciences, University of Mysore, Mysore Dr .P Nagesh, Assistant Professor, JSS Center for Management Studies, Sri Jayachamarajendra C

Author Names : Dr.p.jayalakshmi Reader in Economics, St. Joseph’s college for Women (A) , Visakhapatnam.

Author Names : Kuo-Hsien Wang (Corresponding Author) Department of Business Administration, Takming University of Science and Technology, No.56, Sec.1, Huanshan Rd., NeihuDistrict,Taipei City, Taiwan 11451, R.O.C Yuan-Chih Huang Department of Business Administration, Takming University of Science and Technology,

Author Names : UiliamHahnBiegelmeyer University of Caxias do Sul, Graduate Program in Management Caxias do Sul, Brazil Maria Emilia Camargo Universityof Caxias do Sul, GraduateProgram in Management Caxias do Sul, Brazil Marta Elisete Ventura da Motta Universityof Caxias do Sul, GraduateProgram in Management Caxi

Author Names : C. DHANAPAL, MBA, NET Assistant Professor Department of Management Studies Vel Tech Ranga Sanku Arts College, Chennai 600 062 - Tamilnadu G. SANKARANARAYANAN , M.Com, MBA, M.Phil. N. SARAVANAN , M.Com,M.Phil Assistant Professor of Commerce Vel Tech Ranga Sanku Arts College, Chennai 600 062 – T

Author Names : Chanjyot Kaur Assistant Professor, Department of Business Management, Govt. Mohindra College, Patiala. Address: 8288/5, Factory Area, near Hira Automobiles, Patiala (147001).

Author Names : Megha Jain Dr.Inderpal Singh Research Scholar Associate Professor

Author Names : Ketan B. Bais Sinhgad Institute of Management, Pune Dr. Satish N. Pawar Sr. Faculty, MBA Department, Sinhgad Institute of Management, Pune

Author Names : Dr Gunindra Nath Sarmah, Associate Professor Lakhimpur Commerce College

Author Names : Dr.VASAKA SRIDEVIKIRAN, M.H.R.M, MBA, Ph.D Associate Professor DEPARTMENT OF MANAGEMENT STUDIES K.G.R.L DEGREE&PG.COLLEGE BHIMAVARAM ANDHRA PRADESH

Author Names : Patel Vishvajeet J. * and Dr. N. M. Chauahan** Krishi Vigyan Kendra. Navsari Agricultural University. VYARA-394 650, Dist- Tapi, Gujarat. India.

Author Names : Dr. Abhilasha Ambatipudi Dr. A. Ramakumar Asst. Professor Professor Sinhgad Instt.of Management Sinhgad Instt.of Management Pune Pune

Author Names : Indal Kumar Ph.D. Scholar, NGBU Allahabad

Author Names : Dr. Nikulsinh M. Chauhan*, Niraj Patel** and Vishvajeet Patel** Associate Professor & P.G. Students** College of Agriculture Navsari Agricultural University. Waghai-394 730. Dist- Dang. Gujarat, India.

Author Names : MD. RASHID FAROOQI Assistant Professor Department of Management & Commerce. Maulana Azad National University (Central University), Hyderabad. SUPRIYA Research Scholar L N Mishra College of Business Management Bhagwanpur Chowk, Muzzafapur

Author Names : Dr.M.Jeyaseelan* and A. Stephen** * Assistant Professor, Department of Sociology, Periyar University, Salem-636011. ** Research Scholar, Department of Sociology, Periyar University, Salem-636011.

Author Names : Dr. P. Na .KANCHANA, Assistant Professor (Senior Grade) J.J. College of Enggineering & Technology, Trichy. DR. N. PANCHANATHAM, Professor & Head, Department of Business Administration, Annamalai University, Chidambaram

Author Names : Dr. Ashutosh B Gadekar MBA, M.Com, Ph.D Associate Professor, Sinhagad School of Business Studies Narhe, Pune

Author Names : AR.JOSNA RAPHAEL P. Associate Professor in Architecture, Government Engineering College, Trichur Kerala ,India Presently pursuing Doctoral programme at NIT,Calicut,India DR.A.K.KASTHURBA,Associate Professor in Architecture,NIT,Calicut,India

Author Names : Dr. Suresh B K, Assistant Professor Dept . Of Business Administration Tumkur university Tumkur, Karnataka

Author Names : Ms Vasundhara S, Full Time Research Scholar, Anna University,Madurai. Dr.T.Jothimurugan, Director,Department Of Management Studies, K.L.N College Of Engineering, Sivaganga(dt)

Author Names : 1,Ola, Olasunkanmi, 2,Ajayi, Paul. O, 3,Olaoye, Bose. O 1,Department of Marketing, Osun State Polytechnic, Iree, Nigeria 2,Department of Marketing, The Polytechnic, Ibadan, Oyo State, Nigeria 3,Department of Business Administration & Management, Osun State Polytechnic, Iree, Nigeria

Author Names : 1,Babalola, D.Y 2,Oyeniyi, K.O 3,Adeyemi, M.A, 1,Department of Business Administration and Management, Osun State Polytechnic, Iree, Nigeria. 2,Department of Business Administration and Management, Osun State Polytechnic, Iree, Nigeria. 3,Department of Business Administration and Management, Osun S

Author Names : 1,Salman, Adebayo. Y1, 2,Ayo-Oyebiyi, G.T, 3,Emenike, Ogechi. A 1,Department of Accountancy, Federal Polytechnic, Offa, Kwara State, Nigeria 2,Department of Banking and Finance, Osun State Polytechnic, Iree, Nigeria 3,Department of General Studies, The Polytechnic, Ibadan, Oyo State, Nigeria

Author Names : Adeleke, Kunle. M, 2,Adeyemi, A.Z, 3, Ibitoye, Oluwaseun.T 1Accountancy Department, Federal Polytechnic, Offa, Kwara State, Nigeria 2Accountancy Department, Osun Polytechnic, Iree, Nigeria 3 Accountancy Department, Osun Polytechnic, Iree, Nigeria

Author Names : 1Unachukwu, J. C 2Afolabi, M.A, 3Alabi, Ezekiel 1, Department of Insurance, Federal Polytechnic, Offa, kwara State, Nigeria 2, Department of Business Administration and Management, Osun State Polytechnic, Iree, Nigeria 3,Department of Business Administration and Management, Osun State Polytechnic,

Author Names : 1,Sajuyigbe, Ademola. S, 2,Madu –Igwe, Clara. O 3,Babalola, Debo. Y 1Department of Business Administration & Management, Osun State Polytechnic, Iree, Nigeria 2 Registry, Federal University of Technology, Akure, Nigeria 3,Department of Business Administration & Management, Osun State Polytechn

Author Names : 1,Fasesin, Oladipo Oluwafolakemi 2,Salman, Adebayo. Y, 3,Dunsin, A.T 1Department of Accountancy, Osun State Polytechnic, Iree, Nigeria 2Department of Accountancy, Federal Polytechnic, Offa, Kwara State, Nigeria 3Department of Accountancy, Osun State Polytechnic, Iree, Nigeria

Author Names : 1,Ojelabi, Rasheed. O, 2,Jooda Taiwo. D, 3,Adeniran, J.O 1,Departement of Banking and Finance, Osun State Polytechnic, Iree, Nigeria 2,Departement of Banking and Finance, Osun State Polytechnic, Iree, Nigeria 3,Departement of Banking and Finance, Osun State Polytechnic, Iree, Nigeria

Author Names : 1, Folorunso, O.O, 2,Abodunde, S.M 3,Kareem, T.S, 1,Department of Business Administration And Management Studies, The Polytechnic, Ibadan, Nigeria 2,Department of Business Administration And Management Studies, The Polytechnic, Ibadan, Nigeria 3,Department of Purchasing and Supply, The Polytechni

Author Names : Mrs. Sarita Goel, Research Scholar, Dept. of commerce Faculty of commerce R.D.V.V. Jabalpur

Author Names : Dr. NavitaArora Asst. Professor Satish Public College of Education, Rewari Dr. Chirag Asst. Professor Satish Public College of Education, Rewari

Author Names : Lina T. Codilla JH Cerilles State College, Mati, San Miguel, ZdS Cell Phone Nos.: 0917701246 Funded by: Philippines CHED HEDF-FDP Social Science

Author Names : M.Raja, Ph.D Scholar, Department of Commerce, PSG College of Arts and Science, Coimbatore – 14 Dr.M.Jayanthi, Associate Professor, Department of Commerce, PSG College of Arts and Science, Coimbatore-14.

Author Names : Mahesh A. Mirge Sinhgad Institute of Management, Pune Dr. Satish N. Pawar Sr. Faculty, MBA Department, Sinhgad Institute of Management, Pune

Author Names : Dr.J.Thitumaran Dean – Academic Rathinam College of Arts and Science Coimbatore – 641 021

Author Names : Dr. Surender Pal Singh Assistant Professor in History M.M.P.G. College, Fatehabad (Haryana) Pincode: 125050

Author Names : Ms. Radhika P Desai (Lecturer) Ms. Manisha M Surti (Lecturer) B.V. Patel Institute of BMC & IT, Uka Tarsadia University

Author Names : Sheeba Pathak, Student Masters in Business Administration, Operations from Symbiosis Institute of Management Studies

Author Names : Ms. Divya Muthusamy, Dr. KirupaPriyadarsini.M, Associate Professor,Center Head - HR, KCT Business School, Coimbatore.

Author Names : Dr Sławomir Czarniewski University of Finance and Management in Bialystok Ul. Ciepła 40 15-472 Białystok, Poland

Author Names : Dr.K.CHITRA, Director, Sri Ramakrishna Engineering College, Coimbatore. T.Jayashree, Assistant Professor, Bhaktavatsalam Memorial College for Women, Chennai.

Author Names : Dr. M. Shanmuga Priya Asst. Prof. (Nematology) Centre of Excellence in Millets (Tamil Nadu Agricultural University) Athiyandal

Author Names : Dr. Mateen Ahmed Siddiqui Professor, Deccan School of Management, Hyderabad

Author Names : Dr.Atma Ram Asstt. Professor of Public Administration, Manohar Memorial P.G. College, Fatehabad-125050 (Haryana)

Author Names : Akhlaq Hussain Bhat PG Sociology, UGC Net, Presently working on women’s issues in Women’s Studies Centre University of Kashmir

Author Names : 1,Osunwole, O.O, 2,Adeleke, Kunle. M, 3Henry, Ponle. K 1,Department of Accountancy, Osun State Polytechnic, Iree, Nigeria 2,Department of Accountancy, Federal Polytechnic Offa, Kwara State, Nigeria 3,Department of Accounting, Imo State University, Owerri, Nigeria

Author Names : VIJAY SINGH Research Scholar Nehru Gram Bharti University Allahabad

Author Names : Mrs.M.MAHESWARI, Ph.D Scholar, Department of Commerce, Manonmaniam Sundaranar University, Tirunelveli & Dr. B. REVATHY, M.Com, M.Phil, B.Ed, Ph.D, DCA, MBA, Associate Professor, Department of Commerce, Manonmaniam Sundaranar University,Tirunelveli

Author Names : Dr. J.K.Chandel, Assistant Professor, Institute of Management Studies, Kurukshetra University-136119, Haryana (India)

Author Names : Munish Kumar