Author Names : Dr. Ashok Ku. Sahani, Scientist, G. B. Pant Institute of Himalayan Environment & Development, Garhwal Regional centre, Srinagar, Uttarakhand-246174

Author Names : a Mesfin Lemma (Ph.D.) and b Getachew Gebreyes (MBA) a Associate professor at International Leadership Institute, Ethiopia b Managing Director – Private Construction Company, Ethiopia

Author Names : aMesfin Lemma (Ph.D.)and bWushenTesfahun (MBA) aAssociate professor at International Leadership Institute, Ethiopia b Managing Director – Canal Aviation & Logistics, Ethiopia

Author Names : ALHAJI KAWUGANA Federal Polytechnic P.M.B 0231 Bauchi, Bauchi state [email protected] FARUNA SIMON FARUNA [email protected] FIRST BANK OF NIGERIA PLC

Author Names : ALHAJI KAWUGANA Federal Polytechnic P.M.B 0231 Bauchi, Bauchi State Nigeria [email protected] FARUNA SIMON FARUNA [email protected] FIRST BANK OF NIGERIA PLC

Author Names : *ZAHIED REHMAN GANIE Lecturer History, Government Degree College Bijbehara, Anantnag, Kashmir.

Author Names : Jacinta Munyiva Kinyili1 1Doctor, Department of Business Administration in the School of Business and Economics Machakos University, Kenya.

Author Names : OKEKE-MUOGBO, Gloria Nneka(CNA) Accountancy Department, Federal Polytechnic, Oko. Anambra State, Nigeria EGUNGWU, Ikenna(PhD) Department of Banking and Finance, ChukwuemekaOdumegwuOjukwu University. Anambra State, Nigeria.

Author Names : Anacletus I. Ogbunkwu PhD. Department of Philosophy, Godfrey Okoye University, Enugu

Author Names : Dr. Nidhi Mehta Amity School of Languages, Amity University, Lucknow Campus, Uttar Pradesh, India,

Author Names : Dr. Hema Mirji Assistant Professor, Bharati Vidyapeeth (Deemed to be University) Institute of Management and Entrepreneurship Development, Pune (INDIA)

Author Names : Ogbemudia Benedict Imhanrenialena, Department of Management, Faculty of Business Administration, University of Nigeria, Nsukka (UNN), Nigeria. & OgbaChimezie Sinclair Department of Management, Faculty of Business Administration, University of Nigeria, Nsukka. (UNN), Nigeria.

Author Names : Ogbemudia Benedict Imhanrenialena, Department of Management, Faculty of Business Administration, University of Nigeria, Nsukka (UNN), Nigeria. & OgbaChimezie Sinclair Department of Management, Faculty of Business Administration, University of Nigeria, Nsukka. (UNN), Nigeria.

Author Names : *Dr P.N Harikumar (Associate Professor and Head, Research and P.G Department of Commerce and Tourism, Catholicate College, Pathanamthitta (Dist), Kerala -689645, **John Major Thomas (Research Scholar, Catholicate College, Pathanamthitta (Dist), Kerala – 689645,

Author Names : DR. A. K. SINGH AND DR. VINOD PRAKASH Head and Senior Scientist (Horticulture) and Scientist (Extension) Kristi Vigyan Kendra, Aligarh (Chandra Shekhar Azad University of Agriculture and Technology, Kanpur)

Author Names : Shyam Prakash Deokar Gopal Nagar, Near Hanuman Mandir, Khamgaon, Dist Buldana, Pin 444303

Author Names : Kabita Sen Gupta, Post Graduate Teacher (English), Public Higher Secondary School, Silchar

Author Names : Manmohan Malviya Librarian,Govt. College Patan,Jabalpur

Author Names : Jaswant Singh* Prof. (Dr.) R.K. Gupta** *Research Scholar, Deptt. of Law, Singhania University, Pacheri Bari, Jhunjhunu, Rajasthan ** Former Chairperson & Dean, Faculty of Law, Kurukshetra University, Kurukshetra